Maybe, Just Maybe

It's looking promising that I will be a homeowner yet this month!  I just got positive confirmation that the home, septic system, and well head are above the base flood elevation.  This is the last of the requirements of the USDA.  You'd think that the USDA would be very willing to lend money for a rural property, but it's not that easy.  This last part of the requirements came to me and my loan officer as quite a surprise.  Especially since we are again running out of time.  The most difficult part about this last requirement was that there was no base flood elevation determined by the county or by FEMA.  How can one measure if the house is above the base flood elevation if no one knows where it is?  Good thing I hired a great surveyor and he found that information somewhere in the county's files for that area.  This special survey will also be submitted to FEMA to show that the house is outside of the flood zone, so that will lower my insurance rate!